Documents for Loan

Loan Related Documents requirements.

 

1.     Two PHOTOS – APPLICANT + CO-APPLICANT & Same documents of all Co-applicants

2.    Duly Filled & Signed APPLICATION FORM / PF CHEQUE

( Salaried Individuals )

1 KYC Documents { PAN Card, I.D. proof , Address proof & Office identity}
2 Salary slip for the last 3 months / Salary Certificate (If variable components like Over Time and Incentives are reflected then salary slips for the past 6 months are required)
3 Latest Form – 16 if salary above Rs.10000/- per month (2 years) or  Copy of last 2 years Income Tax Returns of the applicant along with computation of income duly attested by a Chartered Accountant
4 Copy of all bank pass books / bank statements for the last 1 year including front page , Current Loans details like loan Statement – Loan track record etc.
5 Company profile if it is a lesser known organization
( Self – Employed Businessmen )
1 KYC Documents {PAN Card, I.D. proof & Address proof – Office Address proof.}
2 Business Financials like – last 3 years Income Tax Returns along with computation of income – balance Sheet and profit & loss account of the firm duly attested by a Chartered  Accountant
3 Details of Contract Like -Partnership Deed, Business Deed, MOA /AOA / Share Holding Pattern Etc (if Applicable)
4 Copy of either Shop & Establishment License / VAT Registration or any other mandatory license / registration
5 Bank Statement for the last 1 year for the Savings A/c & Current A/c and Current Loans details like loan Statement – Loan track record etc.
6 Copy of Tax Deduction certificate / Form – 16A (if applicable)
7 Brief Business Profile on the Letter Head of the firm by the applicant

 

PROPERTY PAPER

  • COPY OF APPROVED SIDE-PLAN / PATTA / PAYMENT RECIPT
  • MAP & ESTIMATE
  • LEGAL TITAL DOCUMENTS / SALE AGREEMENT COPY

 

Additional Documents in case of old loan BT + Top-Up

  • LOAN SANCTION LETTER
  • LIST OF DOCUMENTS
  • CURRENT OUTSTANDING LETTER(FORE-CLOSURE)
  • All Loan track (if any)